Health Insurance change Public usage documents The trade PUFs include eleven independent documents as described below.
The Centers for Medicare & Medicaid Companies (CMS) focus for customers Critical information and insurance coverage Oversight (CCIIO) was convinced of improving openness through the medical insurance trade. While fitness prepare ideas including perks, copayments, rates, and geographical protection is publicly on health.gov, CMS additionally posts downloadable general public use computer files (PUFs) to make certain that researchers along with other stakeholders can quicker access swap info.
The medical insurance coverage change Public make use of data files (change PUFs) are around for structure years 2014 to 2021 to aid appropriate benefit and fee study. It is important to be aware that the 2021 trade PUFs would be modified regularly to echo the plan data that buyers might find when searching for an Exchange competent medical prepare (QHP). Facts the 2021 change PUFs are transported to websiste creation tool programs by April 28, 2021.
The change PUFs add in strategy and issuer amount information for accredited good fitness Plans (QHPs) and stand alone dental systems (SADPs) agreed to males and small companies throughout the health coverage Exchange. The trade PUFs include information from claims playing the Federally Facilitated swaps (FFE), State relationship deals (SPEs) and shows whose State-based trades depend on the federal information technology platform for QHP qualifications and registration operation (SBE-FP). The PUFs also include information on Multi-State campaigns (MSPs) and qualified off-exchange SADPs. The trade PUFs omit help and advice from SBEs which do not expect the federal program for QHP qualification and registration efficiency.
The swap PUFs include things like eleven different data files as outlined below.
- Amazing benefits and value submitting PUF (BenCS-PUF) – structure variant-level data on crucial incredible benefits, coverage controls, and cost submitting.
- Rate PUF (Rate-PUF) – Plan-level records on personal charge based upon a qualified subscriber’s era, tobacco smoking usage, and geographic location, and family-tier prices.
- Plan characteristics PUF (Plan-PUF) – Plan-level reports on optimal with your own money transaction, deductibles, HSA qualifications, formulary identification, and various approach characteristics.
- Sales procedures PUF (BR-PUF) – Plan-level reports on status businesses laws, just like authorized dating (for example, husband, dependents) and cigarette utilize.
- Program community PUF (SA-PUF) – Issuer-level reports on geographical tool spots like state, state, and zip code.
- Circle (Ntwrk-PUF) – Issuer-level facts pinpointing service community URLs.
- Structure identification Crosswalk PUF (CW-PUF) – Plan-level records mapping schedules offered in the previous approach yr to design offered in the latest structure season.
- Machine-readable URL PUF (MR-PUF)—Issuer-level URL areas for machine-readable program system carrier and formulary facts.
- Clearness in plans PUF (TC-PUF) – Issuer-level reports, speaks, and active Address reports. The PY2021 PUF consists of records from PY2019 for issuers taking part in the change in PY2019.
- Good quality PUF (Qual-PUF) – Standard recommendations facts for schemes in original shows. The PY2017 PUF is below. The PY2018 PUF through PY2021 PUFs are located in this article.
- Countrywide high quality standing process PUF (NatQRS-PUF) – Quality listings records for systems nationwide, including condition relying swaps (SBE). The PY2020 through PY2021 PUFs are observed right here.
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